Hi\u1ec3u Bi\u1ebft V\u1ec1 Nh\u1eefng L\u1ef1a Ch\u1ecdn cho Medicare & Medi-Cal c\u1ee7a qu\u00fd v\u1ecb<\/strong><\/h1>\n<\/div><\/div><\/div>![\"Medicare](\"https:\/\/www.coasc.org\/wp-content\/uploads\/2023\/02\/medicare-health-insurance-card.png\" "\\"medicare-health-insurance-card\\"")
<\/span><\/div><\/div><\/div>![\"Medi-Cal](\"https:\/\/www.coasc.org\/wp-content\/uploads\/2023\/02\/cal-benefits-card.png\" "\\"cal-benefits-card\\"")
<\/span><\/div><\/div><\/div><\/div><\/div>\n\n\t- \n\t\t\t\t\n\t\t\t\t\tEnglish<\/span><\/a>\n\t\t\t<\/li>
- \n\t\t\t\t\n\t\t\t\t\tEspa\u00f1ol<\/span> (<\/span>Spanish)<\/span><\/span><\/a>\n\t\t\t<\/li>
- \n\t\t\t\t\n\t\t\t\t\tTi\u1ebfng Vi\u1ec7t<\/span><\/a>\n\t\t\t<\/li>
- \n\t\t\t\t\n\t\t\t\t\t\ud55c\uad6d\uc5b4<\/span> (<\/span>Korean)<\/span><\/span><\/a>\n\t\t\t<\/li>
- \n\t\t\t\t\n\t\t\t\t\t\u7b80\u4f53\u4e2d\u6587<\/span> (<\/span>Chinese (Simplified))<\/span><\/span><\/a>\n\t\t\t<\/li>
- \n\t\t\t\t\n\t\t\t\t\tFarsi<\/span><\/a>\n\t\t\t<\/li><\/ul>\n<\/div>\n\n
Nh\u1eefng ng\u01b0\u1eddi \u0111\u01b0\u1ee3c th\u1ee5 h\u01b0\u1edfng c\u1ea3 Medicare v\u00e0 Medi-Cal \u0111\u01b0\u1ee3c g\u1ecdi l\u00e0 ng\u01b0\u1eddi th\u1ee5 h\u01b0\u1edfng \u201c\u0111\u1ee7 \u0111i\u1ec1u ki\u1ec7n c\u1ea3 hai\u201d ho\u1eb7c \u201cMedi-Medi\u201d. \u0110i\u1ec1u quan tr\u1ecdng l\u00e0 qu\u00fd v\u1ecb ph\u1ea3i bi\u1ebft s\u1ef1 kh\u00e1c bi\u1ec7t gi\u1eefa Medicare v\u00e0 Medi-Cal, c\u0169ng nh\u01b0 c\u00e1ch th\u1ee9c ho\u1ea1t \u0111\u1ed9ng c\u1ee7a Medicare v\u1edbi Medi-Cal, v\u00e0 ai l\u00e0 ng\u01b0\u1eddi ch\u1ecbu tr\u00e1ch nhi\u1ec7m thanh to\u00e1n c\u00e1c h\u00f3a \u0111\u01a1n y t\u1ebf c\u1ee7a b\u1ea1n.<\/h5>\n\u0110i\u1ec1u quan tr\u1ecdng th\u00eam n\u1eefa l\u00e0 qu\u00fd v\u1ecb ph\u1ea3i bi\u1ebft v\u00e0 hi\u1ec3u c\u00e1c l\u1ef1a ch\u1ecdn c\u1ee7a m\u00ecnh khi nh\u1eadn b\u1ea3o hi\u1ec3m Medicare, v\u00e0 c\u00e1ch Medi-Cal ho\u1ea1t \u0111\u1ed9ng v\u1edbi Medicare cho m\u1ed7i l\u1ef1a ch\u1ecdn.<\/h5>\nKhi qu\u00fd v\u1ecb c\u00f3 Medicare Ph\u1ea7n A v\u00e0 B, Medicare l\u00e0 b\u1ea3o hi\u1ec3m ch\u00ednh v\u00e0 bao tr\u1ea3 cho h\u1ea7u h\u1ebft c\u00e1c d\u1ecbch v\u1ee5 y t\u1ebf c\u1ee7a qu\u00fd v\u1ecb. Medi-Cal l\u00e0 b\u1ea3o hi\u1ec3m ph\u1ee5, thanh to\u00e1n cho c\u00e1c chi ph\u00ed kh\u00f4ng \u0111\u01b0\u1ee3c Medicare \u0111\u00e0i th\u1ecd v\u00e0 \u0111\u1ed3ng th\u1eddi cung c\u1ea5p th\u00eam c\u00e1c quy\u1ec1n l\u1ee3i kh\u00f4ng \u0111\u01b0\u1ee3c Medicare chu c\u1ea5p.<\/h5>\n<\/div><\/div><\/div><\/div><\/div>Medicare l\u00e0 g\u00ec?<\/h2>\nMedicare l\u00e0 b\u1ea3o hi\u1ec3m y t\u1ebf cho:<\/h3>\n<\/div>- <\/i><\/span>\n
Ng\u01b0\u1eddi t\u1eeb 65 tu\u1ed5i tr\u1edf l\u00ean<\/p>\n<\/div><\/li>
- <\/i><\/span>\n
Ng\u01b0\u1eddi d\u01b0\u1edbi 65 tu\u1ed5i b\u1ecb m\u1ed9t s\u1ed1 khuy\u1ebft t\u1eadt<\/p>\n<\/div><\/li>
- <\/i><\/span>\n
Nh\u1eefng ng\u01b0\u1eddi b\u1ea5t c\u1ee9 \u1edf l\u1ee9a tu\u1ed5i n\u00e0o m\u1eafc b\u1ec7nh th\u1eadn giai \u0111o\u1ea1n cu\u1ed1i (ESRD) – suy th\u1eadn v\u0129nh vi\u1ec5n c\u1ea7n l\u1ecdc m\u00e1u ho\u1eb7c gh\u00e9p th\u1eadn<\/p>\n<\/div><\/li>
- <\/i><\/span>\n
Nh\u1eefng ng\u01b0\u1eddi b\u1ea5t c\u1ee9 \u1edf l\u1ee9a tu\u1ed5i n\u00e0o b\u1ecb b\u1ec7nh x\u01a1 c\u1ee9ng teo c\u01a1 m\u1ed9t b\u00ean (ALS), c\u00f2n \u0111\u01b0\u1ee3c g\u1ecdi l\u00e0 b\u1ec7nh Lou Gehrig<\/p>\n<\/div><\/li><\/ul>
<\/div>Qu\u00fd v\u1ecb c\u00f3 Medicare n\u1ebfu c\u00f3 th\u1ebb n\u00e0y:<\/h3>\n<\/div>![\"medicare-health-insurance-card\"](\"https:\/\/www.coasc.org\/wp-content\/uploads\/2020\/07\/medicare-health-insurance-card.jpg\" "\\"medicare-health-insurance-card\\"")
<\/span><\/div><\/div>Medicare bao g\u1ed3m 4 ph\u1ea7n:<\/h3>\n<\/div>- <\/i><\/span>\n
Ph\u1ea7n A<\/strong> (B\u1ea3o hi\u1ec3m b\u1ec7nh vi\u1ec7n) – chi tr\u1ea3 cho b\u1ec7nh nh\u00e2n n\u1eb1m b\u1ec7nh vi\u1ec7n; nh\u00e0 t\u1ebf b\u1ea7n; d\u1ecbch v\u1ee5 ch\u0103m s\u00f3c t\u1ea1i nh\u00e0<\/p>\n<\/div><\/li>- <\/i><\/span>\n
Ph\u1ea7n B<\/strong> (B\u1ea3o hi\u1ec3m Y t\u1ebf) – bao g\u1ed3m ch\u0103m s\u00f3c ngo\u1ea1i tr\u00fa, kh\u00e1m b\u00e1c s\u0129 v\u00e0 c\u00e1c nh\u00e0 cung c\u1ea5p d\u1ecbch v\u1ee5 y t\u1ebf kh\u00e1c, thi\u1ebft b\u1ecb y t\u1ebf l\u00e2u b\u1ec1n; nhi\u1ec1u d\u1ecbch v\u1ee5 ph\u00f2ng ng\u1eeba<\/p>\n<\/div><\/li>- <\/i><\/span>\n
Ph\u1ea7n C<\/strong> (T\u1ed5 h\u1ee3p y t\u1ebf) – c\u00e1c ch\u01b0\u01a1ng tr\u00ecnh b\u1ea3o hi\u1ec3m c\u00e1c quy\u1ec1n l\u1ee3i v\u00e0 d\u1ecbch v\u1ee5 c\u1ee7a Ph\u1ea7n A v\u00e0 B v\u00e0 th\u01b0\u1eddng bao tr\u1ea3 c\u00e1c quy\u1ec1n l\u1ee3i thu\u1ed1c theo toa. C\u00e1c ch\u01b0\u01a1ng tr\u00ecnh n\u00e0y c\u0169ng c\u00f3 th\u1ec3 bao g\u1ed3m c\u00e1c ph\u00fac l\u1ee3i v\u00e0 d\u1ecbch v\u1ee5 b\u1ed5 sung kh\u00f4ng \u0111\u01b0\u1ee3c Medicare \u0111\u00e0i th\u1ecd, ch\u1eb3ng h\u1ea1n nh\u01b0 kh\u00e1m m\u1eaft v\u00e0 kh\u00e1m tai c\u01a1 b\u1ea3n.<\/p>\n<\/div><\/li>- <\/i><\/span>\n
Ph\u1ea7n D<\/strong> (B\u1ea3o hi\u1ec3m Thu\u1ed1c theo toa) – bao tr\u1ea3 chi ph\u00ed thu\u1ed1c theo toa<\/p>\n<\/div><\/li><\/ul><\/div>Ng\u01b0\u1eddi th\u1ee5 h\u01b0\u1edfng Medicare c\u00f3 th\u1ec3 ch\u1ecdn c\u00e1ch nh\u1eadn c\u00e1c quy\u1ec1n l\u1ee3i v\u00e0 d\u1ecbch v\u1ee5 Medicare:<\/h3>\n<\/div>- <\/i><\/span>\n
Gi\u1eef Medicare Nguy\u00ean Th\u1ee7y (Medicare \u0111i t\u1ef1 do) c\u00f9ng v\u1edbi Ch\u01b0\u01a1ng tr\u00ecnh Thu\u1ed1c-theo-toa \u0111\u1ed9c l\u1eadp, ho\u1eb7c,<\/p>\n<\/div><\/li>
- <\/i><\/span>\n
Ghi danh v\u00e0o Ch\u01b0\u01a1ng tr\u00ecnh Medicare Advantage (HMO ho\u1eb7c PPO). H\u1ea7u h\u1ebft c\u00e1c ch\u01b0\u01a1ng tr\u00ecnh n\u00e0y c\u0169ng bao g\u1ed3m b\u1ea3o hi\u1ec3m thu\u1ed1c theo toa.<\/p>\n<\/div><\/li><\/ul><\/div><\/div><\/div><\/div>
Medi-Cal l\u00e0 g\u00ec?<\/h2>\n<\/div>Medicaid, \u0111\u01b0\u1ee3c g\u1ecdi l\u00e0 Medi-Cal \u1edf California, l\u00e0 m\u1ed9t ch\u01b0\u01a1ng tr\u00ecnh chung c\u1ee7a li\u00ean bang v\u00e0 ti\u1ec3u bang gi\u00fap thanh to\u00e1n chi ph\u00ed y t\u1ebf cho nh\u1eefng ng\u01b0\u1eddi c\u00f3 thu nh\u1eadp v\u00e0\/ho\u1eb7c t\u00e0i s\u1ea3n th\u1ea5p. C\u00f3 m\u1ed9t s\u1ed1 ng\u01b0\u1eddi h\u1ed9i \u0111\u1ee7 \u0111i\u1ec1u ki\u1ec7n nh\u1eadn c\u1ea3 Medicare v\u00e0 Medi-Cal.<\/h5>\n<\/div>Qu\u00fd v\u1ecb c\u00f3 Medi-Cal n\u1ebfu c\u00f3 m\u1ed9t trong c\u00e1c th\u1ebb sau:<\/h3>\n<\/div>Th\u1ebb Medi-Cal hi\u1ec7n t\u1ea1i<\/h5>\n<\/div><\/div><\/div><\/span><\/div><\/div><\/div>![\"Medi-Cal](\"https:\/\/www.coasc.org\/wp-content\/uploads\/2023\/02\/medi-cal-card.png\" "\\"medi-cal-card\\"")
<\/span><\/div><\/div><\/div><\/div>Th\u1ebb Medi-Cal c\u0169 v\u1eabn \u0111\u01b0\u1ee3c ch\u1ea5p nh\u1eadn<\/h5>\n<\/div>![\"older-medi-cal-card\"](\"https:\/\/www.coasc.org\/wp-content\/uploads\/2020\/07\/medi-cal-benefits-identification-card-blue-and-white-design.png\" "\\"medi-cal-benefits-identification-card-blue-and-white-design\\"")
<\/span><\/div><\/div>Medi-Cal \u0111\u00e0i th\u1ecd nh\u1eefng g\u00ec?<\/h3>\n<\/div>- <\/i><\/span>\n
N\u1ebfu qu\u00fd v\u1ecb c\u00f3 Medicare v\u00e0 Medi-Cal to\u00e0n ph\u1ea7n, h\u1ea7u h\u1ebft c\u00e1c chi ph\u00ed ch\u0103m s\u00f3c s\u1ee9c kh\u1ecfe c\u1ee7a qu\u00fd v\u1ecb \u0111\u1ec1u \u0111\u01b0\u1ee3c bao tr\u1ea3.<\/p>\n<\/div><\/li>
- <\/i><\/span>\n
Nh\u1eefng ng\u01b0\u1eddi c\u00f3 Medi-Cal c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c bao tr\u1ea3 cho c\u00e1c d\u1ecbch v\u1ee5 m\u00e0 Medicare c\u00f3 th\u1ec3 kh\u00f4ng tr\u1ea3 ho\u1eb7c c\u00f3 th\u1ec3 tr\u1ea3 m\u1ed9t ph\u1ea7n, nh\u01b0 kh\u00e1m m\u1eaft v\u00e0 tai c\u01a1 b\u1ea3n, nha khoa, di chuy\u1ec3n kh\u00f4ng c\u1ea5p c\u1ee9u, \u0111\u1ed3 d\u00f9ng khi kh\u00f4ng ki\u1ec3m so\u00e1t \u0111\u01b0\u1ee3c ti\u1ec3u ti\u1ec7n\/\u0111\u1ea1i ti\u1ec7n, ch\u0103m s\u00f3c c\u00e1 nh\u00e2n, v\u00e0 c\u00e1c d\u1ecbch v\u1ee5 t\u1ea1i nh\u00e0 v\u00e0 t\u1ea1i c\u1ed9ng \u0111\u1ed3ng.<\/p>\n<\/div><\/li><\/ul>
<\/div>L\u00e0m th\u1ebf n\u00e0o \u0111\u1ec3 t\u00f4i \u0111\u1ee7 \u0111i\u1ec1u ki\u1ec7n?<\/h3>\n<\/div>M\u1ee9c thu nh\u1eadp v\u00e0 t\u00e0i s\u1ea3n c\u1ee7a qu\u00fd v\u1ecb ph\u1ea3i \u0111\u00e1p \u1ee9ng c\u00e1c \u0111i\u1ec1u ki\u1ec7n c\u1ee7a ti\u1ec3u bang.<\/h5>\n<\/div>T\u00f4i ghi t\u00ean \u1edf \u0111\u00e2u?<\/h3>\n<\/div>- <\/i><\/span>\n
Li\u00ean l\u1ea1c v\u1edbi C\u01a1 Quan D\u1ecbch V\u1ee5 X\u00e3 h\u1ed9i c\u1ee7a Qu\u1eadn Cam: (800) 281-9799<\/p>\n<\/div><\/li>
- <\/i><\/span>\n
\u0110\u1ed1i v\u1edbi nh\u1eefng ng\u01b0\u1eddi nh\u1eadn SSI, h\u00e3y li\u00ean l\u1ea1c v\u1edbi V\u0103n Ph\u00f2ng An Sinh X\u00e3 H\u1ed9i: (800) 772-1213<\/p>\n<\/div><\/li><\/ul>
<\/div>Ai qu\u1ea3n l\u00fd Medi-Cal?<\/h3>\n<\/div>- <\/i><\/span>\n
T\u1ea1i Qu\u1eadn Cam, CalOptima qu\u1ea3n l\u00fd Ch\u01b0\u01a1ng tr\u00ecnh Medi-Cal: (714) 246-8500<\/p>\n<\/div><\/li><\/ul>
<\/div>Medi-Cal c\u00f3 Chia S\u1ebb Chi Ph\u00ed SOC l\u00e0 g\u00ec?<\/h3>\n<\/div>- <\/i><\/span>\n
Nh\u1eefng ng\u01b0\u1eddi c\u00f3 Medi-Cal v\u1edbi Chia S\u1ebb Chi Ph\u00ed l\u00e0 nh\u1eefng c\u00e1 nh\u00e2n c\u00f3 thu nh\u1eadp qu\u00e1 cao h\u01a1n m\u1ee9c gi\u1edbi h\u1ea1n thu nh\u1eadp c\u1ee7a Medi-Cal.<\/p>\n<\/div><\/li>
- <\/i><\/span>\n
Chia S\u1ebb Chi Ph\u00ed (SOC) ho\u1ea1t \u0111\u1ed9ng t\u01b0\u01a1ng t\u1ef1 nh\u01b0 kho\u1ea3n ti\u1ec1n kh\u1ea5u tr\u1eeb (deductible) b\u1ea3o hi\u1ec3m h\u00e0ng th\u00e1ng.<\/p>\n<\/div><\/li>
- <\/i><\/span>\n
Qu\u00fd v\u1ecb ph\u1ea3i \u0111\u00e1p \u1ee9ng SOC h\u00e0ng th\u00e1ng c\u1ee7a m\u00ecnh tr\u01b0\u1edbc khi Medi-Cal b\u1eaft \u0111\u1ea7u thanh to\u00e1n.<\/p>\n<\/div><\/li>
- <\/i><\/span>\n
Qu\u00fd v\u1ecb s\u1ebd nh\u1eadn h\u00f3a \u0111\u01a1n c\u1ee7a c\u00e1c d\u1ecbch v\u1ee5 li\u00ean quan \u0111\u1ebfn y t\u1ebf cho \u0111\u1ebfn khi qu\u00fd v\u1ecb \u0111\u00e1p \u1ee9ng \u0111\u01b0\u1ee3c ph\u1ea7n chi ph\u00ed SOC c\u1ee7a m\u00ecnh.<\/p>\n<\/div><\/li>
- <\/i><\/span>\n
Qu\u00fd v\u1ecb KH\u00d4NG c\u00f3 Medi-Cal to\u00e0n ph\u1ea7n cho \u0111\u1ebfn khi qu\u00fd v\u1ecb \u0111\u00e1p \u1ee9ng \u0111\u01b0\u1ee3c ph\u1ea7n chi ph\u00ed SOC c\u1ee7a m\u00ecnh.<\/p>\n<\/div><\/li><\/ul>
<\/div>L\u00e0m c\u00e1ch n\u00e0o \u0111\u1ec3 lo\u1ea1i b\u1ecf ho\u1eb7c \u0111\u00e1p \u1ee9ng ph\u1ea7n chi ph\u00ed SOC c\u1ee7a t\u00f4i?<\/h3>\n<\/div>- <\/i><\/span>\n
Mua b\u1ea3o hi\u1ec3m y t\u1ebf t\u01b0 nh\u00e2n c\u00f3 l\u1ec7 ph\u00ed b\u1ea3o hi\u1ec3m, ch\u1eb3ng h\u1ea1n nh\u01b0 c\u00e1c ch\u01b0\u01a1ng tr\u00ecnh b\u1ea3o hi\u1ec3m cho thu\u1ed1c theo toa, nha khoa ho\u1eb7c m\u1eaft<\/p>\n<\/div><\/li>
- <\/i><\/span>\n
S\u1eed d\u1ee5ng s\u1ed1 ti\u1ec1n qu\u00fd v\u1ecb tr\u1ea3 cho c\u00e1c kho\u1ea3n \u0111\u1ed3ng thanh to\u00e1n c\u1ee7a Medicare, kho\u1ea3n kh\u1ea5u tr\u1eeb, chi ph\u00ed thu\u1ed1c theo toa v\u00e0 c\u00e1c d\u1ecbch v\u1ee5 li\u00ean quan \u0111\u1ebfn s\u1ee9c kh\u1ecfe kh\u00e1c, ch\u1eb3ng h\u1ea1n nh\u01b0 nha khoa ho\u1eb7c m\u1eaft<\/p>\n<\/div><\/li><\/ul><\/div><\/div><\/div><\/div>
Nh\u1eefng L\u1ef1a Ch\u1ecdn c\u00f3 s\u1eb5n c\u1ee7a Medi-Medis?<\/h2>\n<\/div><\/div><\/div>L\u1ef1a ch\u1ecdn 1: Medicare Nguy\u00ean Th\u1ee7y.<\/h2>\n<\/div>- <\/i><\/span>\n
Medicare l\u00e0 ch\u00ednh v\u00e0 Medi-Cal l\u00e0 ph\u1ee5. Trong Medicare Nguy\u00ean Th\u1ee7y c\u00f2n \u0111\u01b0\u1ee3c g\u1ecdi l\u00e0 Medicare \u0110i T\u1ef1 Do, \u0111i\u1ec1u quan tr\u1ecdng l\u00e0 ph\u1ea3i xu\u1ea5t tr\u00ecnh cho c\u00e1c v\u0103n ph\u00f2ng cung c\u1ea5p d\u1ecbch v\u1ee5 c\u1ea3 th\u1ebb Medicare v\u00e0 Medi-Cal. V\u1edbi Medicare Nguy\u00ean Th\u1ee7y, qu\u00fd v\u1ecb c\u00f3 th\u1ec3 ch\u1ecdn b\u1ea5t k\u1ef3 v\u0103n ph\u00f2ng b\u00e1c s\u0129 n\u00e0o ch\u1ea5p nh\u1eadn Medicare v\u00e0 Medi-Cal, kh\u00f4ng c\u1ea7n gi\u1ea5y gi\u1edbi thi\u1ec7u \u0111\u1ebfn b\u00e1c s\u0129 chuy\u00ean khoa.<\/p>\n<\/div><\/li>
- <\/i><\/span>\n
Ngo\u00e0i th\u1ebb Medicare v\u00e0 Medi-Cal, ng\u01b0\u1eddi th\u1ee5 h\u01b0\u1edfng c\u00f2n c\u00f3 th\u1ebb Th\u00e0nh vi\u00ean CalOptima v\u00e0 th\u1ebb Ch\u01b0\u01a1ng tr\u00ecnh Thu\u1ed1c theo toa Ph\u1ea7n D.<\/p>\n<\/div><\/li>
- <\/i><\/span>\n
Ng\u01b0\u1eddi th\u1ee5 h\u01b0\u1edfng Medi-Medi kh\u00f4ng ghi t\u00ean v\u00e0o ch\u01b0\u01a1ng tr\u00ecnh Ph\u1ea7n D ho\u1eb7c ch\u01b0\u01a1ng tr\u00ecnh t\u1ed5 h\u1ee3p (Medicare Advantage )s\u1ebd t\u1ef1 \u0111\u1ed9ng \u0111\u01b0\u1ee3c ghi t\u00ean v\u00e0o ch\u01b0\u01a1ng tr\u00ecnh \u0111i\u1ec3m chu\u1ea9n (benchmark) Ph\u1ea7n D. Nh\u1eefng ng\u01b0\u1eddi th\u1ee5 h\u01b0\u1edfng Medi-Medi s\u1ebd t\u1ef1 \u0111\u1ed9ng \u0111\u1ee7 \u0111i\u1ec1u ki\u1ec7n \u0111\u1ec3 \u0111\u01b0\u1ee3c Tr\u1ee3 gi\u00fap Th\u00eam (Extra Help<\/a>), ch\u01b0\u01a1ng tr\u00ecnh gi\u00fap bao tr\u1ea3 cho c\u00e1c kho\u1ea3n \u0111\u1ed3ng thanh to\u00e1n c\u1ee7a ch\u01b0\u01a1ng tr\u00ecnh thu\u1ed1c theo toa.<\/p>\n<\/div><\/li><\/ul><\/div><\/div><\/div><\/div><\/div><\/span><\/div>Pays 80% of medical services<\/h5>\n<\/div><\/div><\/div>
<\/span><\/div><\/div><\/div><\/span><\/div><\/div><\/div><\/div><\/div>- \n\t\t\t\t\n\t\t\t\t\tEnglish<\/span><\/a>\n\t\t\t<\/li>
- \n\t\t\t\t\n\t\t\t\t\tEspa\u00f1ol<\/span> (<\/span>Spanish)<\/span><\/span><\/a>\n\t\t\t<\/li>
- \n\t\t\t\t\n\t\t\t\t\tTi\u1ebfng Vi\u1ec7t<\/span><\/a>\n\t\t\t<\/li>
- \n\t\t\t\t\n\t\t\t\t\t\ud55c\uad6d\uc5b4<\/span> (<\/span>Korean)<\/span><\/span><\/a>\n\t\t\t<\/li>
- \n\t\t\t\t\n\t\t\t\t\t\u7b80\u4f53\u4e2d\u6587<\/span> (<\/span>Chinese (Simplified))<\/span><\/span><\/a>\n\t\t\t<\/li>
- \n\t\t\t\t\n\t\t\t\t\tFarsi<\/span><\/a>\n\t\t\t<\/li><\/ul>\n<\/div>\n\n
Nh\u1eefng ng\u01b0\u1eddi \u0111\u01b0\u1ee3c th\u1ee5 h\u01b0\u1edfng c\u1ea3 Medicare v\u00e0 Medi-Cal \u0111\u01b0\u1ee3c g\u1ecdi l\u00e0 ng\u01b0\u1eddi th\u1ee5 h\u01b0\u1edfng \u201c\u0111\u1ee7 \u0111i\u1ec1u ki\u1ec7n c\u1ea3 hai\u201d ho\u1eb7c \u201cMedi-Medi\u201d. \u0110i\u1ec1u quan tr\u1ecdng l\u00e0 qu\u00fd v\u1ecb ph\u1ea3i bi\u1ebft s\u1ef1 kh\u00e1c bi\u1ec7t gi\u1eefa Medicare v\u00e0 Medi-Cal, c\u0169ng nh\u01b0 c\u00e1ch th\u1ee9c ho\u1ea1t \u0111\u1ed9ng c\u1ee7a Medicare v\u1edbi Medi-Cal, v\u00e0 ai l\u00e0 ng\u01b0\u1eddi ch\u1ecbu tr\u00e1ch nhi\u1ec7m thanh to\u00e1n c\u00e1c h\u00f3a \u0111\u01a1n y t\u1ebf c\u1ee7a b\u1ea1n.<\/h5>\n
\u0110i\u1ec1u quan tr\u1ecdng th\u00eam n\u1eefa l\u00e0 qu\u00fd v\u1ecb ph\u1ea3i bi\u1ebft v\u00e0 hi\u1ec3u c\u00e1c l\u1ef1a ch\u1ecdn c\u1ee7a m\u00ecnh khi nh\u1eadn b\u1ea3o hi\u1ec3m Medicare, v\u00e0 c\u00e1ch Medi-Cal ho\u1ea1t \u0111\u1ed9ng v\u1edbi Medicare cho m\u1ed7i l\u1ef1a ch\u1ecdn.<\/h5>\n
Khi qu\u00fd v\u1ecb c\u00f3 Medicare Ph\u1ea7n A v\u00e0 B, Medicare l\u00e0 b\u1ea3o hi\u1ec3m ch\u00ednh v\u00e0 bao tr\u1ea3 cho h\u1ea7u h\u1ebft c\u00e1c d\u1ecbch v\u1ee5 y t\u1ebf c\u1ee7a qu\u00fd v\u1ecb. Medi-Cal l\u00e0 b\u1ea3o hi\u1ec3m ph\u1ee5, thanh to\u00e1n cho c\u00e1c chi ph\u00ed kh\u00f4ng \u0111\u01b0\u1ee3c Medicare \u0111\u00e0i th\u1ecd v\u00e0 \u0111\u1ed3ng th\u1eddi cung c\u1ea5p th\u00eam c\u00e1c quy\u1ec1n l\u1ee3i kh\u00f4ng \u0111\u01b0\u1ee3c Medicare chu c\u1ea5p.<\/h5>\n<\/div><\/div><\/div><\/div><\/div>
Medicare l\u00e0 g\u00ec?<\/h2>\n
Medicare l\u00e0 b\u1ea3o hi\u1ec3m y t\u1ebf cho:<\/h3>\n<\/div>
- <\/i><\/span>\n
Ng\u01b0\u1eddi t\u1eeb 65 tu\u1ed5i tr\u1edf l\u00ean<\/p>\n<\/div><\/li>
- <\/i><\/span>
\nNg\u01b0\u1eddi d\u01b0\u1edbi 65 tu\u1ed5i b\u1ecb m\u1ed9t s\u1ed1 khuy\u1ebft t\u1eadt<\/p>\n<\/div><\/li>
- <\/i><\/span>
\nNh\u1eefng ng\u01b0\u1eddi b\u1ea5t c\u1ee9 \u1edf l\u1ee9a tu\u1ed5i n\u00e0o m\u1eafc b\u1ec7nh th\u1eadn giai \u0111o\u1ea1n cu\u1ed1i (ESRD) – suy th\u1eadn v\u0129nh vi\u1ec5n c\u1ea7n l\u1ecdc m\u00e1u ho\u1eb7c gh\u00e9p th\u1eadn<\/p>\n<\/div><\/li>
- <\/i><\/span>
\nNh\u1eefng ng\u01b0\u1eddi b\u1ea5t c\u1ee9 \u1edf l\u1ee9a tu\u1ed5i n\u00e0o b\u1ecb b\u1ec7nh x\u01a1 c\u1ee9ng teo c\u01a1 m\u1ed9t b\u00ean (ALS), c\u00f2n \u0111\u01b0\u1ee3c g\u1ecdi l\u00e0 b\u1ec7nh Lou Gehrig<\/p>\n<\/div><\/li><\/ul>
<\/div>Qu\u00fd v\u1ecb c\u00f3 Medicare n\u1ebfu c\u00f3 th\u1ebb n\u00e0y:<\/h3>\n<\/div>
<\/span><\/div><\/div>Medicare bao g\u1ed3m 4 ph\u1ea7n:<\/h3>\n<\/div>
- <\/i><\/span>\n
Ph\u1ea7n A<\/strong> (B\u1ea3o hi\u1ec3m b\u1ec7nh vi\u1ec7n) – chi tr\u1ea3 cho b\u1ec7nh nh\u00e2n n\u1eb1m b\u1ec7nh vi\u1ec7n; nh\u00e0 t\u1ebf b\u1ea7n; d\u1ecbch v\u1ee5 ch\u0103m s\u00f3c t\u1ea1i nh\u00e0<\/p>\n<\/div><\/li>
- <\/i><\/span>
\nPh\u1ea7n B<\/strong> (B\u1ea3o hi\u1ec3m Y t\u1ebf) – bao g\u1ed3m ch\u0103m s\u00f3c ngo\u1ea1i tr\u00fa, kh\u00e1m b\u00e1c s\u0129 v\u00e0 c\u00e1c nh\u00e0 cung c\u1ea5p d\u1ecbch v\u1ee5 y t\u1ebf kh\u00e1c, thi\u1ebft b\u1ecb y t\u1ebf l\u00e2u b\u1ec1n; nhi\u1ec1u d\u1ecbch v\u1ee5 ph\u00f2ng ng\u1eeba<\/p>\n<\/div><\/li>
- <\/i><\/span>
\nPh\u1ea7n C<\/strong> (T\u1ed5 h\u1ee3p y t\u1ebf) – c\u00e1c ch\u01b0\u01a1ng tr\u00ecnh b\u1ea3o hi\u1ec3m c\u00e1c quy\u1ec1n l\u1ee3i v\u00e0 d\u1ecbch v\u1ee5 c\u1ee7a Ph\u1ea7n A v\u00e0 B v\u00e0 th\u01b0\u1eddng bao tr\u1ea3 c\u00e1c quy\u1ec1n l\u1ee3i thu\u1ed1c theo toa. C\u00e1c ch\u01b0\u01a1ng tr\u00ecnh n\u00e0y c\u0169ng c\u00f3 th\u1ec3 bao g\u1ed3m c\u00e1c ph\u00fac l\u1ee3i v\u00e0 d\u1ecbch v\u1ee5 b\u1ed5 sung kh\u00f4ng \u0111\u01b0\u1ee3c Medicare \u0111\u00e0i th\u1ecd, ch\u1eb3ng h\u1ea1n nh\u01b0 kh\u00e1m m\u1eaft v\u00e0 kh\u00e1m tai c\u01a1 b\u1ea3n.<\/p>\n<\/div><\/li>
- <\/i><\/span>
\nPh\u1ea7n D<\/strong> (B\u1ea3o hi\u1ec3m Thu\u1ed1c theo toa) – bao tr\u1ea3 chi ph\u00ed thu\u1ed1c theo toa<\/p>\n<\/div><\/li><\/ul>
<\/div>Ng\u01b0\u1eddi th\u1ee5 h\u01b0\u1edfng Medicare c\u00f3 th\u1ec3 ch\u1ecdn c\u00e1ch nh\u1eadn c\u00e1c quy\u1ec1n l\u1ee3i v\u00e0 d\u1ecbch v\u1ee5 Medicare:<\/h3>\n<\/div>
- <\/i><\/span>\n
Gi\u1eef Medicare Nguy\u00ean Th\u1ee7y (Medicare \u0111i t\u1ef1 do) c\u00f9ng v\u1edbi Ch\u01b0\u01a1ng tr\u00ecnh Thu\u1ed1c-theo-toa \u0111\u1ed9c l\u1eadp, ho\u1eb7c,<\/p>\n<\/div><\/li>
- <\/i><\/span>
\nGhi danh v\u00e0o Ch\u01b0\u01a1ng tr\u00ecnh Medicare Advantage (HMO ho\u1eb7c PPO). H\u1ea7u h\u1ebft c\u00e1c ch\u01b0\u01a1ng tr\u00ecnh n\u00e0y c\u0169ng bao g\u1ed3m b\u1ea3o hi\u1ec3m thu\u1ed1c theo toa.<\/p>\n<\/div><\/li><\/ul><\/div><\/div><\/div><\/div>
Medi-Cal l\u00e0 g\u00ec?<\/h2>\n<\/div>
Medicaid, \u0111\u01b0\u1ee3c g\u1ecdi l\u00e0 Medi-Cal \u1edf California, l\u00e0 m\u1ed9t ch\u01b0\u01a1ng tr\u00ecnh chung c\u1ee7a li\u00ean bang v\u00e0 ti\u1ec3u bang gi\u00fap thanh to\u00e1n chi ph\u00ed y t\u1ebf cho nh\u1eefng ng\u01b0\u1eddi c\u00f3 thu nh\u1eadp v\u00e0\/ho\u1eb7c t\u00e0i s\u1ea3n th\u1ea5p. C\u00f3 m\u1ed9t s\u1ed1 ng\u01b0\u1eddi h\u1ed9i \u0111\u1ee7 \u0111i\u1ec1u ki\u1ec7n nh\u1eadn c\u1ea3 Medicare v\u00e0 Medi-Cal.<\/h5>\n<\/div>
Qu\u00fd v\u1ecb c\u00f3 Medi-Cal n\u1ebfu c\u00f3 m\u1ed9t trong c\u00e1c th\u1ebb sau:<\/h3>\n<\/div>
Th\u1ebb Medi-Cal hi\u1ec7n t\u1ea1i<\/h5>\n<\/div><\/div><\/div>
<\/span><\/div><\/div><\/div><\/span><\/div><\/div><\/div><\/div>Th\u1ebb Medi-Cal c\u0169 v\u1eabn \u0111\u01b0\u1ee3c ch\u1ea5p nh\u1eadn<\/h5>\n<\/div>
<\/span><\/div><\/div>Medi-Cal \u0111\u00e0i th\u1ecd nh\u1eefng g\u00ec?<\/h3>\n<\/div>
- <\/i><\/span>\n
N\u1ebfu qu\u00fd v\u1ecb c\u00f3 Medicare v\u00e0 Medi-Cal to\u00e0n ph\u1ea7n, h\u1ea7u h\u1ebft c\u00e1c chi ph\u00ed ch\u0103m s\u00f3c s\u1ee9c kh\u1ecfe c\u1ee7a qu\u00fd v\u1ecb \u0111\u1ec1u \u0111\u01b0\u1ee3c bao tr\u1ea3.<\/p>\n<\/div><\/li>
- <\/i><\/span>
\nNh\u1eefng ng\u01b0\u1eddi c\u00f3 Medi-Cal c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c bao tr\u1ea3 cho c\u00e1c d\u1ecbch v\u1ee5 m\u00e0 Medicare c\u00f3 th\u1ec3 kh\u00f4ng tr\u1ea3 ho\u1eb7c c\u00f3 th\u1ec3 tr\u1ea3 m\u1ed9t ph\u1ea7n, nh\u01b0 kh\u00e1m m\u1eaft v\u00e0 tai c\u01a1 b\u1ea3n, nha khoa, di chuy\u1ec3n kh\u00f4ng c\u1ea5p c\u1ee9u, \u0111\u1ed3 d\u00f9ng khi kh\u00f4ng ki\u1ec3m so\u00e1t \u0111\u01b0\u1ee3c ti\u1ec3u ti\u1ec7n\/\u0111\u1ea1i ti\u1ec7n, ch\u0103m s\u00f3c c\u00e1 nh\u00e2n, v\u00e0 c\u00e1c d\u1ecbch v\u1ee5 t\u1ea1i nh\u00e0 v\u00e0 t\u1ea1i c\u1ed9ng \u0111\u1ed3ng.<\/p>\n<\/div><\/li><\/ul>
<\/div>L\u00e0m th\u1ebf n\u00e0o \u0111\u1ec3 t\u00f4i \u0111\u1ee7 \u0111i\u1ec1u ki\u1ec7n?<\/h3>\n<\/div>
M\u1ee9c thu nh\u1eadp v\u00e0 t\u00e0i s\u1ea3n c\u1ee7a qu\u00fd v\u1ecb ph\u1ea3i \u0111\u00e1p \u1ee9ng c\u00e1c \u0111i\u1ec1u ki\u1ec7n c\u1ee7a ti\u1ec3u bang.<\/h5>\n<\/div>
T\u00f4i ghi t\u00ean \u1edf \u0111\u00e2u?<\/h3>\n<\/div>
- <\/i><\/span>\n
Li\u00ean l\u1ea1c v\u1edbi C\u01a1 Quan D\u1ecbch V\u1ee5 X\u00e3 h\u1ed9i c\u1ee7a Qu\u1eadn Cam: (800) 281-9799<\/p>\n<\/div><\/li>
- <\/i><\/span>
\n\u0110\u1ed1i v\u1edbi nh\u1eefng ng\u01b0\u1eddi nh\u1eadn SSI, h\u00e3y li\u00ean l\u1ea1c v\u1edbi V\u0103n Ph\u00f2ng An Sinh X\u00e3 H\u1ed9i: (800) 772-1213<\/p>\n<\/div><\/li><\/ul>
<\/div>Ai qu\u1ea3n l\u00fd Medi-Cal?<\/h3>\n<\/div>
- <\/i><\/span>\n
T\u1ea1i Qu\u1eadn Cam, CalOptima qu\u1ea3n l\u00fd Ch\u01b0\u01a1ng tr\u00ecnh Medi-Cal: (714) 246-8500<\/p>\n<\/div><\/li><\/ul>
<\/div>Medi-Cal c\u00f3 Chia S\u1ebb Chi Ph\u00ed SOC l\u00e0 g\u00ec?<\/h3>\n<\/div>
- <\/i><\/span>\n
Nh\u1eefng ng\u01b0\u1eddi c\u00f3 Medi-Cal v\u1edbi Chia S\u1ebb Chi Ph\u00ed l\u00e0 nh\u1eefng c\u00e1 nh\u00e2n c\u00f3 thu nh\u1eadp qu\u00e1 cao h\u01a1n m\u1ee9c gi\u1edbi h\u1ea1n thu nh\u1eadp c\u1ee7a Medi-Cal.<\/p>\n<\/div><\/li>
- <\/i><\/span>
\nChia S\u1ebb Chi Ph\u00ed (SOC) ho\u1ea1t \u0111\u1ed9ng t\u01b0\u01a1ng t\u1ef1 nh\u01b0 kho\u1ea3n ti\u1ec1n kh\u1ea5u tr\u1eeb (deductible) b\u1ea3o hi\u1ec3m h\u00e0ng th\u00e1ng.<\/p>\n<\/div><\/li>
- <\/i><\/span>
\nQu\u00fd v\u1ecb ph\u1ea3i \u0111\u00e1p \u1ee9ng SOC h\u00e0ng th\u00e1ng c\u1ee7a m\u00ecnh tr\u01b0\u1edbc khi Medi-Cal b\u1eaft \u0111\u1ea7u thanh to\u00e1n.<\/p>\n<\/div><\/li>
- <\/i><\/span>
\nQu\u00fd v\u1ecb s\u1ebd nh\u1eadn h\u00f3a \u0111\u01a1n c\u1ee7a c\u00e1c d\u1ecbch v\u1ee5 li\u00ean quan \u0111\u1ebfn y t\u1ebf cho \u0111\u1ebfn khi qu\u00fd v\u1ecb \u0111\u00e1p \u1ee9ng \u0111\u01b0\u1ee3c ph\u1ea7n chi ph\u00ed SOC c\u1ee7a m\u00ecnh.<\/p>\n<\/div><\/li>
- <\/i><\/span>
\nQu\u00fd v\u1ecb KH\u00d4NG c\u00f3 Medi-Cal to\u00e0n ph\u1ea7n cho \u0111\u1ebfn khi qu\u00fd v\u1ecb \u0111\u00e1p \u1ee9ng \u0111\u01b0\u1ee3c ph\u1ea7n chi ph\u00ed SOC c\u1ee7a m\u00ecnh.<\/p>\n<\/div><\/li><\/ul>
<\/div>L\u00e0m c\u00e1ch n\u00e0o \u0111\u1ec3 lo\u1ea1i b\u1ecf ho\u1eb7c \u0111\u00e1p \u1ee9ng ph\u1ea7n chi ph\u00ed SOC c\u1ee7a t\u00f4i?<\/h3>\n<\/div>
- <\/i><\/span>\n
Mua b\u1ea3o hi\u1ec3m y t\u1ebf t\u01b0 nh\u00e2n c\u00f3 l\u1ec7 ph\u00ed b\u1ea3o hi\u1ec3m, ch\u1eb3ng h\u1ea1n nh\u01b0 c\u00e1c ch\u01b0\u01a1ng tr\u00ecnh b\u1ea3o hi\u1ec3m cho thu\u1ed1c theo toa, nha khoa ho\u1eb7c m\u1eaft<\/p>\n<\/div><\/li>
- <\/i><\/span>
\nS\u1eed d\u1ee5ng s\u1ed1 ti\u1ec1n qu\u00fd v\u1ecb tr\u1ea3 cho c\u00e1c kho\u1ea3n \u0111\u1ed3ng thanh to\u00e1n c\u1ee7a Medicare, kho\u1ea3n kh\u1ea5u tr\u1eeb, chi ph\u00ed thu\u1ed1c theo toa v\u00e0 c\u00e1c d\u1ecbch v\u1ee5 li\u00ean quan \u0111\u1ebfn s\u1ee9c kh\u1ecfe kh\u00e1c, ch\u1eb3ng h\u1ea1n nh\u01b0 nha khoa ho\u1eb7c m\u1eaft<\/p>\n<\/div><\/li><\/ul><\/div><\/div><\/div><\/div>
Nh\u1eefng L\u1ef1a Ch\u1ecdn c\u00f3 s\u1eb5n c\u1ee7a Medi-Medis?<\/h2>\n<\/div><\/div><\/div>
L\u1ef1a ch\u1ecdn 1: Medicare Nguy\u00ean Th\u1ee7y.<\/h2>\n<\/div>
- <\/i><\/span>\n
Medicare l\u00e0 ch\u00ednh v\u00e0 Medi-Cal l\u00e0 ph\u1ee5. Trong Medicare Nguy\u00ean Th\u1ee7y c\u00f2n \u0111\u01b0\u1ee3c g\u1ecdi l\u00e0 Medicare \u0110i T\u1ef1 Do, \u0111i\u1ec1u quan tr\u1ecdng l\u00e0 ph\u1ea3i xu\u1ea5t tr\u00ecnh cho c\u00e1c v\u0103n ph\u00f2ng cung c\u1ea5p d\u1ecbch v\u1ee5 c\u1ea3 th\u1ebb Medicare v\u00e0 Medi-Cal. V\u1edbi Medicare Nguy\u00ean Th\u1ee7y, qu\u00fd v\u1ecb c\u00f3 th\u1ec3 ch\u1ecdn b\u1ea5t k\u1ef3 v\u0103n ph\u00f2ng b\u00e1c s\u0129 n\u00e0o ch\u1ea5p nh\u1eadn Medicare v\u00e0 Medi-Cal, kh\u00f4ng c\u1ea7n gi\u1ea5y gi\u1edbi thi\u1ec7u \u0111\u1ebfn b\u00e1c s\u0129 chuy\u00ean khoa.<\/p>\n<\/div><\/li>
- <\/i><\/span>
\nNgo\u00e0i th\u1ebb Medicare v\u00e0 Medi-Cal, ng\u01b0\u1eddi th\u1ee5 h\u01b0\u1edfng c\u00f2n c\u00f3 th\u1ebb Th\u00e0nh vi\u00ean CalOptima v\u00e0 th\u1ebb Ch\u01b0\u01a1ng tr\u00ecnh Thu\u1ed1c theo toa Ph\u1ea7n D.<\/p>\n<\/div><\/li>
- <\/i><\/span>
\nNg\u01b0\u1eddi th\u1ee5 h\u01b0\u1edfng Medi-Medi kh\u00f4ng ghi t\u00ean v\u00e0o ch\u01b0\u01a1ng tr\u00ecnh Ph\u1ea7n D ho\u1eb7c ch\u01b0\u01a1ng tr\u00ecnh t\u1ed5 h\u1ee3p (Medicare Advantage )s\u1ebd t\u1ef1 \u0111\u1ed9ng \u0111\u01b0\u1ee3c ghi t\u00ean v\u00e0o ch\u01b0\u01a1ng tr\u00ecnh \u0111i\u1ec3m chu\u1ea9n (benchmark) Ph\u1ea7n D. Nh\u1eefng ng\u01b0\u1eddi th\u1ee5 h\u01b0\u1edfng Medi-Medi s\u1ebd t\u1ef1 \u0111\u1ed9ng \u0111\u1ee7 \u0111i\u1ec1u ki\u1ec7n \u0111\u1ec3 \u0111\u01b0\u1ee3c Tr\u1ee3 gi\u00fap Th\u00eam (Extra Help<\/a>), ch\u01b0\u01a1ng tr\u00ecnh gi\u00fap bao tr\u1ea3 cho c\u00e1c kho\u1ea3n \u0111\u1ed3ng thanh to\u00e1n c\u1ee7a ch\u01b0\u01a1ng tr\u00ecnh thu\u1ed1c theo toa.<\/p>\n<\/div><\/li><\/ul>
<\/div><\/div><\/div><\/div><\/div><\/span><\/div>Pays 80% of medical services<\/h5>\n<\/div><\/div><\/div>
- <\/i><\/span>
- <\/i><\/span>
- <\/i><\/span>
- <\/i><\/span>
- <\/i><\/span>
- <\/i><\/span>
- <\/i><\/span>
- <\/i><\/span>
- <\/i><\/span>
- \n\t\t\t\t\n\t\t\t\t\tEspa\u00f1ol<\/span> (<\/span>Spanish)<\/span><\/span><\/a>\n\t\t\t<\/li>